Email communications are not secure and St Andrews Mortgage Centre Ltd cannot guarantee the security of the email or its contents, or that it remains secure once sent. You voluntarily chose to provide your personal details via this website.  Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1988. You agree that such personal information may be used to provide you with details of products and services in writing or by telephone.

The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted primarily at consumers based in the UK. The Financial Services Authority does not regulate Commercial Mortgages, Unsecured Personal Lending, and some forms of buy-to-let and Lifetime Mortgages.

We usually charge a fee for mortgage advice which is typically £300. This is in addition to any commission paid by the lender.
Or you can pay a fee of 1.5% of the loan amount upon completion and we will refund any commission received from the lender.

St Andrews Mortgage Centre Ltd is an appointed representative of Lifetime Insurance Mortgage Experts Limited which is authorised and regulated by the Financial Services Authority. LIME FSA Reg No: 311266.

Registered Office: Chestney House, 149 Market Street, St Andrews, Fife, KY16 9PF. Company Registration No: SC300323.

Think carefully before securing other debts against your home.